- DFRDB Book [PDF 2 MB]
This scheme was established in 1973 and closed in 1991.
DFRDB was replaced by MilitarySuper which opened on 1 October 1991.
In this section learn about:
- what type of scheme is DFRDB?
- who is DFRDB for?
- your benefit (retirement pay)
- how your retirement pay is calculated
- your commutation option
- your trustee and its responsibilities to you
- relevant legislation.
What type of scheme is DFRDB?
DFRDB is a fully defined untaxed superannuation scheme which provides you with an income when you leave the Australian Defence Force (ADF). It also provides financial security to you and your dependants during your working life through provision of invalidity and death cover.
DFRDB is also a contributory superannuation scheme with benefits jointly financed by you and your employer, the Department of Defence. Unlike most superannuation schemes, your retirement age plays a minor part only in determining your benefit entitlements. Length of effective service is your key factor.
Who is DFRDB for?
DFRDB provides superannuation benefits for:
- members who entered the ADF between 1 October 1972 and 30 September 1991
- contributors to the Defence Forces Retirement Benefits (DFRB) Scheme who joined DFRDB in 1972.
Important: Do you plan to re-enter the ADF?