Deferred benefit

You may be eligible for a deferred benefit if not eligible for a transfer value. A deferred benefit is similar to retirement pay. It is calculated at a rate of 1.75% of your salary for super purposes at your discharge date for each year of completed effective service.

To be eligible, you must engage in public employment (see definition below) within 90 days of your discharge date. 

You must also remain in public employment (without a continuous break of more than 89 days) until your combined Defence Force and public employment totals 20 years, or 15 years if you reach your retiring age for your rank at discharge.

Public employment includes employment with the Commonwealth, state or territory governments, as well as certain bodies established for a public purpose. If you have a previous eligible employment or receive a pension for previous employment, you may not be required to engage in public employment in some circumstances.

Please contact us to discuss your previous employment. You will no longer be entitled to a deferred benefit if you do not stay in public employment until your benefit becomes payable or if you have a break of more than 89 days. Instead, you will receive a refund of your contributions to DFRDB, and if applicable, a gratuity.

More help

DFRDB Book [PDF 2 MB]