Salary sacrifice contributions are made voluntarily from pre-tax income. These must be made in addition to your regular contributions to DFRDB.
You cannot salary sacrifice instead of contributing regularly to DFRDB.
As salary sacrifice contributions must be arranged through your employer, please contact your Pay Unit to start, change or stop a salary sacrifice arrangement.
Tax of 15% is deducted from salary sacrifice amounts when paid to your fund.
Please also consider your super contribution limits when salary sacrificing.