Unclaimed DFRDB productivity benefits
If you return to the Defence Force Reserve Forces in CFTS for less than 12 months, not only do you continue to receive your retirement pay, you also accrue a productivity benefit paid by Defence for this period of service.
The productivity benefit consists of a basic amount of 3% of your fortnightly super salary paid into DFRDB. Under recent legislative changes, you may also be eligible for a superannuation guarantee top-up payment to bring the total level of Defence contribution up to 9% of ordinary times earnings (OTE). This extra amount, if applicable, is paid to MilitarySuper as an Ancillary Benefit by your employer and will be shown on your annual MilitarySuper Member Statement.
To claim your productivity benefit at the end of your service, you must complete the DM10 form Application for Superannuation Productivity Benefit available here. The DM10 form also allows you to claim your MilitarySuper Ancillary Benefits at the same time.
If the productivity benefit is not claimed within two months of the completion of your service, ComSuper will send your DFRDB benefit to AMP Eligible Rollover Fund. Your MilitarySuper Ancillary Benefit will remain preserved in the scheme until you claim it.
If you have completed a Defence Force engagement of less than 12 months but you did not claim your productivity benefit, please complete the DM10 form and lodge it with ComSuper to claim the benefit.
If you have any queries please contact ComSuper on 1300 001 877.