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The DFRDB Book

This booklet has been designed to provide you with information on the main features of the Defence Force Retirement & Death Benefits (DFRDB) Scheme This booklet covers how DFRDB calculates a benefit to you when you leave the Australian Defence Force (ADF).

You should use this booklet to help gain an understanding of your entitlements under the Scheme. You can do this by working through the examples provided. However, should you need any additional information, please ring the Customer Service Centre on 1300 001 677

Information covered in the DFRDB Book includes:

  • A guide to the scheme
  • Contributions
  • Ancillary Contributions
  • Scheme Benefits
  • Retirement Benefits
  • Commutation
  • Notional Retiring Age
  • Resignation
  • Redundancy
  • Invalidity Benefits
  • Death Benefits
  • Productivity Benefit
  • Preserved Benefits
  • Surcharge
  • Taxation
  • Biannual Adjustment of Pensions
  • Re-entered recipient members
  • Appeal Provisions
  • Freedom of Information
  • i-Estimator
  • Member Statements
  • Applying for a benefit
  • Need more information?

To download a PDF of the DFRDB Book go to DFRDB Book (PDF 710KB).

Alternatively, an HTML version of the DFRDB Book is available here.

PDFs can be viewed and printed using the FREE Adobe Acrobat Reader.