Skip to main content
Skip to left navigation

The DFRDB Book

This booklet has been designed to provide you with information on the main features of the Defence Force Retirement & Death Benefits (DFRDB) Scheme This booklet covers how DFRDB calculates a benefit to you when you leave the Australian Defence Force (ADF).

You should use this booklet to help gain an understanding of your entitlements under the Scheme. You can do this by working through the examples provided. However, should you need any additional information, please ring the Customer Service Centre on 1300 001 677.

Information covered in the DFRDB Book includes:

  • Introduction
  • Contributions
  • Ancillary contributions
  • Scheme benefits
  • Member statements
  • Retirement benefits
  • Commutation
  • Notional retiring age
  • Resignation
  • Redundancy
  • Invalidity benefits
  • Death benefits
  • Productivity benefits
  • Preserved benefits
  • Re-entered recipient members
  • Surcharge
  • Taxation
  • Twice yearly adjustment of pensions
  • Appeal provisions
  • Freedom of information
  • Applying for a benefit
  • Need more information?
  • i-Estimator
  • Pre-retirement information

To download a PDF of the DFRDB Book go to DFRDB Book (PDF 1.55MB).

Alternatively, an HTML version of the DFRDB Book is available here.

PDFs can be viewed and printed using the FREE Adobe Acrobat Reader.